Online Resources Enhances Web-Based Collections With Expedited Settlement Feature

CHANTILLY, Va., May 31, 2006

Online Resources Corporation (Nasdaq: ORCC), a leading provider of Internet financial services, today announced that it has enhanced its award-winning online collections service with an expedited, “best offer” feature that ensures that settlement offers by delinquent account holders are maximized.

Online Resources Collections functions as a “virtual collections agent” that provides card issuers, agencies, debt buyers, holders of consumer loan portfolios, and creditors across multiple industries with a fully branded, 24x7 online environment. Delinquent account holders can apply for payment programs, with rules specified by the creditor or agency, enabling them to privately and conveniently self-cure their delinquent status.

Account holders sign on to the collections web site and opt to make their single "best offer" for a settlement plan. The system may accept this offer based on rules preset by the creditor or agency. If the offer is not accepted, the system counter-offers with a predetermined settlement amount. This ensures that the collector receives the maximum amount using this one-step process with the delinquent.

“We believe that when you have a willing, delinquent account holder who is in-session at the collections web site, it is critical to keep the payment process as simple as possible,” said Bill Kinnelly, president of Online Resources’ Card & Credit Services Division. “This Best Offer feature keeps the settlement process short and provides the creditor the best possible outcome.”

About Online Resources

Online Resources powers Internet financial services for over 800 firms nationwide. The Company's proprietary account presentation, payment, relationship management and professional services are branded to its client banks, credit unions, card issuers and payment acquirers. The Company serves over four million consumer end-users and processes $15 billion in payments annually. Founded in 1989, Online Resources (Nasdaq: ORCC, Website: www.orcc.com) has been widely recognized as one of the nation's fastest growing technology firms.

This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specifically factors that might cause such a difference include, but are not limited to: the company's history of losses and anticipation of future losses; the company's dependence on the marketing efforts of third parties; the potential fluctuations in the company's operating results; the company's potential need for additional capital; the company's potential inability to expand the company's services and related products in the event of substantial increases in demand for these services and related products; the company's competition; the company's ability to attract and retain skilled personnel; the company's reliance on the company's patents and other intellectual property; the early stage of market adoption of the services it offers; consolidation of the banking and financial services industry; and those risks and uncertainties discussed in filings made by the company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the company's Form 10-K, latest 10-Q, and S-3 as filed with the Securities and Exchange Commission. These factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements.

Media Contact: Beth Halloran,
Director, Corporate Communications
703.653.2248
bhalloran@orcc.com

Investor Contact: Catherine Graham,
EVP & Chief Financial Officer
703.653.3155
cgraham@orcc.com