Online Resources to Provide Industry's Only Security Solution that Spans Critical Internet Banking and Payments Applications

CHANTILLY, Va., February 2, 2006

Online Resources Corp. (NASDAQ: ORCC), a leading provider of Internet financial services today announced it will provide the industry's only integrated security solution that bridges and protects both Internet banking and bill payment applications. The Company has partnered with Cyota Consumer Solutions, a division of RSA Security, to offer integrated risk-based authentication, anti-phishing technology and risk management reporting.

The solution, which is designed to meet the guidelines recently released by the Federal Financial Institutions Examination Council (FFIEC), will eliminate the need for the Company's full service clients to implement multiple security technologies. Because Online Resources is the only provider of single platform, integrated online banking and bill payment services, each of the solution components can be implemented across the two applications.

"Deploying a security solution across tightly integrated online banking and payments applications provides our Banking Division's full service clients critical advantages, including a richer, more cohesive view of transaction data and end-user activity, a seamless end-user experience and a streamlined response process," stated Matthew P. Lawlor, chairman and chief executive officer of the Company. "Our Internet bill payment and Card Services clients will also benefit from some of the same technologies."

Online Resources' solution offers significant benefits to clients that are unique to the Company's integrated infrastructure. For example, behavioral indicators in the online banking application, such as a password change, will be linked with indicators in the online bill payment application, such as the addition of a suspicious payee. In such a situation, the financial institution will be enabled to either challenge or block the end-user.

The Company's solution will incorporate RSA Cyota's multi-factor authentication capabilities, and its anti-phishing and risk monitoring services. Online Resources clients will also join the RSA Cyota eFraudNetwork, a cross-bank online fraud repository, which allows financial institutions to share fraudster profiles, and efficiently detect and stop online banking and online commerce fraud in real-time.

Other elements of the Online Resources security suite include risk management reports of end-user activity and high-risk transactions, alerts, as well as consumer awareness campaigns and rapid response support enabled by the Company's multiple consumer touch points.

About Online Resources

Online Resources powers Internet financial services for over 800 firms nationwide. The Company's proprietary account presentation, payment, relationship management and professional services are branded to its client banks, credit unions, card issuers and payment acquirers. The Company serves over three million consumer end-users and processes approximately $15 billion in payments annually. Founded in 1989, Online Resources (Nasdaq: ORCC, Website: www.orcc.com) has been widely recognized as one of the nation's fastest growing technology firms.

This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specifically factors that might cause such a difference include, but are not limited to: the company's history of losses and anticipation of future losses; the company's dependence on the marketing efforts of third parties; the potential fluctuations in the company's operating results; the company's potential need for additional capital; the company's potential inability to expand the company's services and related products in the event of substantial increases in demand for these services and related products; the company's competition; the company's ability to attract and retain skilled personnel; the company's reliance on the company's patents and other intellectual property; the early stage of market adoption of the services it offers; consolidation of the banking and financial services industry; and those risks and uncertainties discussed in filings made by the company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the company's Form 10-K, latest 10-Q, and S-3 as filed with the Securities and Exchange Commission. These factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements.

Media Contact: Beth Halloran,
Director, Corporate Communications
703.653.2248
bhalloran@orcc.com

Investor Contact: Catherine Graham,
EVP & Chief Financial Officer
703.653.3155
cgraham@orcc.com