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Online Resources Posts Third Quarter Results

Consolidated Balance Sheets
(In thousands)

  SEPTEMBER 30, 2005 DECEMBER 31, 2004
ASSETS
Current assets:
  Cash, Cash Equivalents and Short-term Investments $ 51,529 $ 4,640
  Restricted Cash Investments $ 2,220 $ 1,651
  Accounts Receivable, Net 7,291 8,433
  Deferred Implementation Costs 562 461
  Prepaid Expenses and Other Current Assets 1,205 2,635
    Total Current Assets 62,807 17,820
Property and Equipment, Net 14,657 13,100
Goodwill 16,369 11,273
Intangible Assets 2,468 1,570
Deferred Implementation Costs, Less Current Portion 525 420
Other Assets 587 351
    Total Assets $ 97,413 $ 44,534
LIABILITIES AND STOCKHOLDERS' EQUITY
Current Liabilities:
  Accounts Payable, Accrued Expenses and Other Current Liabilities $ 4,534 $ 4,972
  Deferred Revenues 2,419 973
  Deferred Rent Obligation 158 158
  Capital Lease Obligation 16 11
    Total Current Liabilities 7,127 6,114
Deferred Revenues, Less Current Portion 1035 379
Deferred Rent Obligation, Less Current Portion 1,780 1,525
Other Long Term Liabilities 2,220 1,745
    Total Liabilities 12,162 9,763
Stockholders' Equity 85,251 34,771
    Total Liabilities and Stockholders' Equity $ 97,413 $ 44,534

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Media Contact: Beth Halloran,
Director, Corporate Communications
Online Resources Corporation
703.653.2248
bhalloran@orcc.com

Investor Contact: Catherine Graham,
EVP & Chief Financial Officer
703.653.3155
cgraham@orcc.com