Online Resources Announces Date For Fourth Quarter And Full Year 2004 Earnings

CHANTILLY, Va., January 14, 2005

Online Resources Corp. (Nasdaq: ORCC), a leading Internet financial services provider, today announced it will provide fourth quarter and full year 2004 earnings results after the close of market on Wednesday, February 16, 2005. Management will host a conference call to discuss the guidance at 4:15 p.m. ET the same day.

The conference call dial-in number is (800) 938-1087 for domestic participants and (706) 679-7266 for international participants. Alternatively, a live web cast of the call will be available through the "Investors" section of Online Resources' web site at www.orcc.com.

The call and web cast will be recorded and available for playback from 8:00 p.m. ET on February 16 until midnight on Wednesday, February 23. For the conference call playback, dial (800) 642-1687 for domestic participants and (706) 645-9291 for international participants and enter code 3406993. For web cast replay, go to the "Investors" section of www.orcc.com.

About Online Resources

Online Resources powers Internet financial services for 700 firms nationwide. The Company's proprietary account presentation, payment and relationship management services are branded to its client banks, credit unions, card issuers and processors, and payment acquirers. The Company serves over 2.5 million consumer end-users and processes over $10 billion in payments annually. Founded in 1989, Online Resources (Nasdaq: ORCC, Website: www.orcc.com) has been widely recognized as one of the nation's fastest growing technology firms.

Media Contact: Beth Halloran,
Director, Corporate Communications
Online Resources
703.653.2248
bhalloran@orcc.com

Investor Contact:
Catherine Graham
EVP & Chief Financial Officer
703.653.3155
cgraham@orcc.com