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Online Resources Reports Second Quarter Growth Versus Prior Year

Maintains Operating Profit and Positive Cash Flow in Transitional Quarter

Condensed Balance Sheets
(Unaudited)
(In thousands)

  JUNE 30, 2003 DECEMBER 31, 2002
ASSETS
Current assets:
  Cash, Cash Equivalents and Short-term Investments $ 9,171 $ 6,786
  Accounts Receivable, Net 4,320 3,826
  Deferred Implementation Costs 572 631
  Prepaid Expenses and Other Current Assets 1,157 772
    Total Current Assets 15,220 12,015
Property and Equipment, Net 7,453 7,804
Deferred Implementation Costs, Less Current Portion 458 401
Debt Issuance Costs 365 660
Other Assets 562 450
    Total Assets $ 24,058 $ 21,330
LIABILITIES AND STOCKHOLDERS' EQUITY
Current Liabilities:
  Accounts Payable, Accrued Expenses and Other Current Liabilities $ 2,467 $ 2,619
  Deferred Revenues 577 532
  Current Portion of Capital Lease Obligation 193 214
    Total Current Liabilities 3,237 3,365
Capital Lease Obligation, Less Current Maturities 23 111
Deferred Revenues, Less Current Portion 306 356
Notes Payable 8,100 12,000
    Total Liabilities 11,666 15,832
Stockholders' Equity 12,392 5,498
    Total Liabilities and Stockholders' Equity $ 24,058 $ 21,330

Media Contact: Beth Halloran,
Director, Corporate Communications
703.394.5248
bhalloran@orcc.com

Investor Contact: Catherine Graham,
EVP & Chief Financial Officer
703.394.5155
cgraham@orcc.com