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MCLEAN, Va., July 27, 2000

In a move designed to help financial institutions attract and retain their most profitable customers, Online Resources & Communications Corp. (Nasdaq: ORCC) has expanded its brokerage program to include TRADE.COM, a service of BlueStone Capital Partners, LP. TRADE.COM's worldwide financial marketplace enables financial institutions to offer global online brokerage and investment banking services targeted to self-directed individuals and institutions.

TRADE.COM helps institutions develop profitable relationships with customers by providing a co-branded service that is both robust and easy to use for the sophisticated investor and yet offers a comprehensive support team of dedicated account executives, corporate finance liaisons and registered customer service representatives for individuals and institutions.

"Banks, thrifts and credit unions are ideally positioned to provide investment services to both individuals and institutions that demand the broad range of investment products and services TRADE.COM offers," said Stephanie Chaufournier, Online Resources' senior vice president for product development. "In addition to providing the tools more sophisticated investors require, TRADE.COM also attracts investors needing more customer support. With such a comprehensive offering, more customers may consolidate their finances with our institutional clients.

"One brokerage solution cannot satisfy all of our financial institution clients," Chaufournier emphasized. "As an enabler of online solutions, it's important to offer options so our clients can determine which offering best matches the needs of their customer base. The TRADE.COM program is unique because it bundles both brokerage and investment banking services into a seamless online platform. In addition, the program represents the opportunity to buy and sell securities on a global basis."

Mark Behrman, senior partner at TRADE.COM said, "At TRADE.COM, we have one of the most comprehensive financial product offerings that not only includes online brokerage but also includes the ability to offer online investment banking products and services. Through a partnership with TRADE.COM, a financial institution can compete with financial institutions much larger in size. This is made even more significant when you add the value of our global reach. As a result, Online Resources and TRADE.COM can help their financial institution clients become the preferred financial marketplace for their customers by offering a consolidated service from an institution that has earned their trust. We are excited about the potential of working with Online Resources' client base of more than 450 financial institutions."

The two companies also plan to integrate the two services to allow customers to easily transfer funds used for trading to and from their bank accounts. Online Resources' clients will share fees for the TRADE.COM service.

Online Resources & Communications Corporation (http://www.orcc.com) is a leading outsourcer of privately branded Internet financial services for regional and community banking institutions. The McLean, Virginia-based company has over 450 institutional clients nationwide. The company provides consumer bill payment and banking services and aggregates lending, insurance, securities trading and investment services. Online Resources performs real-time processing through its patented EFT gateway and full customer service for client institutions and their retail customers, giving their clients a seamless "hub" solution with a single point of accountability and control.

TRADE.COM is the global, technology partner that delivers online financial transaction services through the creation of co-branded and private-labeled web-trading platforms. TRADE.COM enables partner financial institutions to become part of a global commerce community and allows them to offer a comprehensive range of products and services, which includes robust online brokerage solutions and full service investment banking. TRADE.COM delivers this global financial marketplace through its network of partnerships around the world, including ABN Amro, Bank of Butterfield, KPMG Consulting, Microsoft, Compaq and others. Based in New York, TRADE.COM is a division of BlueStone Capital Partners, L.P., an investment and merchant bank specializing in servicing small to mid-cap companies.

This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specific factors that might cause such a difference include, but are not limited to: the company's history of losses and anticipation of future losses; the company's dependence on the marketing efforts of third parties; the potential fluctuations in the company's operating results; the company's potential need for additional capital; the company's potential inability to expand the company's services and related products in the event of substantial increases in demand for these services and related products; the company's competition; the company's ability to attract and retain skilled personnel; the company's reliance on the company's patents and other intellectual property; the early stage of market adoption of the services it offers; consolidation of the banking and financial services industry; and those risks and uncertainties discussed in filings made by the company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the company's Registration Statement on Form S-1 as filed with the Securities and Exchange Commission.