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MCLEAN, Va., June 22, 2000

Demonstrating its unique flexibility to offer e-finance services tailored to an institution's needs and its ability to integrate solutions into multiple core banking systems, Online Resources & Communications Corp. (Nasdaq: ORCC), a leading provider of Internet banking and bill payment services, today announced three new client signings: Wesbanco Inc., Coastal Federal Credit Union, and Baltimore County Savings.

Ray Crosier, chief operating officer, said the latest signings reflect how the company's flexible solutions attract a wide range of financial institutions. "Regional banks, community S&Ls and credit unions can find what they need from us," Crosier said. "We offer end-to-end services or we can connect our bill payment engine to other online banking services. And we've again demonstrated our ability to leverage our interconnected EFT network of core processors and ATM networks to offer clients a truly integrated real-time solution."

WesBanco is a $2.25 billion institution headquartered in Wheeling, WV. Online Resources will integrate its bill payment and settlement services with the online banking front end of IBM, creating a new Internet delivery channel for the bank.

"Online Resources has both a highly regarded bill payment operation and a reputation for successfully integrating it with a number of core banking processors," said Dennis Yaeger, WesBanco's executive vice president and chief operating officer. "We look forward to leveraging that combination of quality and flexibility, along with Online Resources' real-time authorization and debiting system, to design a solution that best fits our customers' needs."

Raleigh, N.C.-based Coastal Federal Credit Union, with $760 million in assets, will connect Online Resources' bill payment system to Coastal's existing online banking service that already has 12,000 active users. Fast-growing Baltimore County Savings opted for the end-to-end service, including Web site development, online banking and bill payment software, transaction processing, call center support and marketing assistance. The contract includes service guarantees only Online Resources offers and was facilitated by its processing partnership with Intrieve Incorporated, Baltimore County's real-time core processor. The companies have already seamlessly integrated Intrieve's core systems and Online Resources' bill payment service and other financial services for mutual clients, thus facilitating a smooth launch for Baltimore County Savings.

"One size doesn't fit all," Crosier concluded. "Remaining nimble and flexible is a cornerstone of Online Resources' ongoing growth strategy. With 10 years experience delivering a quality end-to-end service and integrating the banking industry's payment and information systems, we have a model for tailoring a solution for virtually any financial institution."

Online Resources & Communications Corporation (http://www.orcc.com) is a leading outsourcer of privately branded Internet financial services for regional and community banking institutions. The McLean, Virginia-based company has over 400 institutional clients nationwide. The company provides consumer bill payment and banking services and aggregates lending, insurance, securities trading and investment services. Online Resources performs real-time processing through its patented EFT gateway and full customer service for client institutions and their retail customers, giving their clients a seamless "hub" solution with a single point of accountability and control.

This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specific factors that might cause such a difference include, but are not limited to: the company's history of losses and anticipation of future losses; the company's dependence on the marketing efforts of third parties; the potential fluctuations in the company's operating results; the company's potential need for additional capital; the company's potential inability to expand the company's services and related products in the event of substantial increases in demand for these services and related products; the company's competition; the company's ability to attract and retain skilled personnel; the company's reliance on the company's patents and other intellectual property; the early stage of market adoption of the services it offers; consolidation of the banking and financial services industry; and those risks and uncertainties discussed in filings made by the company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the company's Registration Statement on Form S-1 as filed with the Securities and Exchange Commission.