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Online Resources Will Utilize Politzer & HANEY's Web Cash Manager™ to Offer Regional & Community Banking Institutions an Outsourced Solution for Small Businesses

MCLEAN, Va., Dec. 6 /BUSINESS WIRE/

Online Resources & Communications Corp. (NASDAQ: ORCC), a leading provider of Internet banking services, announced today its financial institution clients will have an outsourced, Web-based cash management solution for a broad range of their commercial accounts, with the signing of an agreement with Politzer & HANEY, whose products are used by more than 350 clients, including 35 of the top 80 U.S. bank holding companies and 8 of the top 10 banks.

Web Cash Manager is offered in modules with branding options, enabling institutions to meet the cash management needs of both small businesses as well as Fortune 500 companies.

Web Cash Manager is accessed over the Internet using a standard Web browser, thereby reducing labor costs and implementation time for financial institutions offering it and ultimately for businesses using it, according to Ron Bergamesca, senior vice president for marketing at Online Resources. "Powerful, flexible cash management solutions are Politzer & HANEY's specialty," Bergamesca said. "Our regional and community institutions can now offer a completely outsourced cash management product that, because it's Web-based, is easier to access, maintain and upgrade and at a lower cost than an in-house solution."

"We're excited by this relationship because Online Resources has such a strong reputation for providing complete, affordable online solutions to regional and community financial institutions," said Ralph Dangelmaier, vice president of sales and marketing for Politzer & HANEY. "Online Resources' commitment to harnessing the power of the Internet, market savvy and penetration will enable us to reach a much broader spectrum of financial institutions."

This application service provider (ASP) model enables financial institutions to offer sophisticated cash management for small businesses quickly and less expensively than if they had to install and maintain the software themselves. Institutions interface to a data center using industry standard file formats for the exchange of data and transactions. Politzer & HANEY will provide technical support and routine customer support can be outsourced.

Among its many features, Web Cash Manager allows extensive balance and transaction status reporting, ACH originations, payments for state and federal taxes and payroll, wire transfer originations and stop payments.

Financial institutions have access to a browser-based administration module that allows them to set up new customers and define their transaction limits and functionality. Politzer & HANEY manages the Web-based software and establishes links to ORCC's client institutions.

Online Resources also offers financial institutions the ability to serve sole proprietors and micro businesses through Quicken® and QuickBooks financial management software. For that market, seamless integration of online banking, bill payment and payroll services with bookkeeping systems is essential to avoid tedious exporting or duplicate data entry.

About Online Resources
Online Resources & Communications Corporation (http://www.orcc.com) is a leading outsourcer of privately branded Internet financial services for regional and community banking institutions. The McLean, Virginia-based company has more than 400 institutional clients nationwide. The company provides consumer bill paying and banking services and aggregates lending, insurance, securities trading and investment services. Online Resources performs real-time processing through its patented EFT gateway and full customer service for client institutions, giving them a comprehensive "hub" solution from a single vendor. Client consumer marketing programs are conducted under the bankonline.com co-brand.

About Politzer & HANEY
Politzer & HANEY is building on its long history as the principal developer and supplier of Web electronic banking products, and evolving into the leader of Business-to-Business ECommerce software solutions. More than 350 clients, including 35 of the top 80 U.S. bank holding companies, 8 of the top 10 banks, rely on Politzer & HANEY's systems to support their daily electronic banking activities. eChannel, Politzer & HANEY's next generation suite of products and services, offers full scalability on a single platform and access to an integrated family of electronic services for Cash Management, Customer Self-Service, Workflow Personalization, Customer Relationship Management and Business-to-Business ECommerce. eChannel's state-of-the-art infrastructure provides one, online channel for the delivery of EBusiness solutions through three product suites: eTransaction, ePortal and eLink. Established in 1983, Politzer & HANEY is headquartered in Newton, MA, with offices throughout the United States. Additional information on Politzer & HANEY's products and services is available through the Company's Web site, http://www.ph.com.

This news release contains statements about future events and expectations, which are "forward-looking statements." Any statement in this release that is not a statement of historical fact may be deemed to be a forward-looking statement. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the company's actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Specific factors that might cause such a difference include, but are not limited to: the company's history of losses and anticipation of future losses; the company's dependence on the marketing efforts of third parties; the potential fluctuations in the company's operating results; the company's potential need for additional capital; the company's potential inability to expand the company's services and related products in the event of substantial increases in demand for these services and related products; the company's competition; the company's ability to attract and retain skilled personnel; the company's reliance on the company's patents and other intellectual property; the early stage of market adoption of the services it offers; consolidation of the banking and financial services industry; and those risks and uncertainties discussed in filings made by the company with the Securities and Exchange Commission, including those risks and uncertainties contained under the heading "Risk Factors" in the company's Registration Statement on Form S-1 as filed with the Securities and Exchange Commission.