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Incurrent Consumer Card



After they log on by using their account number and social security number (or whatever data you require), debtors are given a personalized screen that details everything about their debt’s age and amount. They can then go directly to Online Payments to utilize one of the payment options available to them. They can also apply for a payment program online, or make a “Best Offer” settlement. And, of course, follow up with an online payment.

Online self-curing isn’t any easier or more complete than this.


The Virtual Collection Agent holds the debtor’s hand, and captures all their information.

To further enhance the debtor’s participation, The Virtual Collection Agent is designed to be very easy to use. But as they are using it, all the relevant information you need is being captured: verified contact information: phone numbers, email, mailing address, and the method and the time that’s best to reach them.




Do You Have Just One Minute?
That’s all it takes to learn how The Virtual Collection Agent™ can lower your operating costs, and improve your
liquidation rate.
Click Here


The Must-Read Report
That Can Help You Lower
Your Costs and Increase
Your Profits.
In the Champion-Challenger Report, a Top 3 Card Issuer pilot study showed a convincing uplift in payments of 155 basis points, an improvement of liquidation rates of 53 basis points, and corresponding operational savings. In addition, a high percentage of no-contact accounts used the site, with many logging on late at night or on weekends.
Click Here to Receive
Your Copy



Not Only Does The Virtual Collection Agent Lower Costs, But It Also Wins Awards.
Online Resources has received the prestigious Collections Technology Excellence Award from Collections
Technology News.
Click Here to Read About
the Award