With certified connections to the electronic funds transfer (EFT) infrastructure of core processors directly or indirectly via branded ATM networks - Online Resources enables a real-time EFT connection to virtually all banking institutions in the United States. These connections and our processing technology allows us to retrieve real-time payments data for debits, authentication and potentially credits via ISO 8583 and real-time data for account information, customer information, account history and on-us transfers via TCP/IP.

We are the only provider to be able to obtain real-time PIN-less debits through our EFT gateway, which means our clients benefit from having no bill payer credit risk, improved security and the ability to offer speedier payment times to their consumers.