Online Resources Corporation (Nasdaq: ORCC) is a leading provider of Internet account presentation, payments and relationship management services to financial service providers nationwide.

• Clients — More than 700 financial service providers
• Market Focus — Banks, credit unions, card issuers, payment acquirers
• HQ — Chantilly, VA
• Employees — 350
• Founded — 1989

Online Resources provides B2B2C services to three different segments of the financial service provider market.

Our roots are in the banking market, where we serve community and regional banks and credit unions, and large banking firms for niche situations.

With the recent acquisition of Incurrent, Online Resources has expanded into the card market. The resulting Card & Credit Services division targets mid-sized card issuers, providing their cardholders with Web-based account presentation services. As you can see from the table above, we are introducing new payment and relationship management services into the card market.

Online Resources also provides payment acquirers and merchants with a Web-based payment capability, using our patented real-time payments architecture. This strategic initiative has the potential to reduce the cost and increase the speed of Internet-originated consumer payments for Web shopping, paying bills, reloading stored value cards and other e-commerce applications.

For more information our Products and Services, click here.

Online Resources owns, operates and drives critical banking, payment and marketing infrastructure that ensures a superior consumer experience and Internet channel success. No other provider has a truly integrated infrastructure, the consistent track record of industry leadership or a unique shared success model that is offered by Online Resources.

Our distinctive patented real-time, guaranteed funds model enables us to leverage the existing architecture of the ATM networks to access real-time balance information during a consumer's online banking and bill payment session. A nationwide network of over 50 partners that enable virtually all U.S. financial institutions to "plug and play" quickly into the Online Resources service.

• Matthew P. Lawlor, Chairman & Chief Executive Officer
• Raymond T. Crosier, President & Chief Operating Officer
• Catherine A. Graham, Executive Vice President & Chief Financial Officer
• David J. Hickey, President, Card & Credit Services
• Ronald J. Bergamesca, Senior VP, Marketing
• Stephanie S. Chaufournier, Senior VP, Product Management
• Paul A. Franko, Senior VP & Chief Technology Officer, Technology Management
• Richard A. Martin, Senior VP, Operations
• Holly J Larsen, Senior VP, Client Services
• Daniel F. Ritten, Senior VP, Sales & Distribution
• David F. Stafford, Senior VP, Systems & Professional Services
• Daniel M. Thomas, Senior VP, e-Commerce Solutions

• Matthew P. Lawlor, Chairman
• Edward E. Furash
• Michael H. Heath
• David A. O'Connor
• Ervin R. Shames
• Joseph J. Spalluto
• William H. Washecka
• Barry D. Wessler