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We've got it all…together

About Us

Online Resources powers financial interactions between millions of consumers and the company’s financial institution and biller clients. Backed by its proprietary real-time payments gateway that links banks directly with billers, the company provides web and phone-based financial services, electronic payments and marketing services to drive consumer adoption. Founded in 1989, Online Resources (Nasdaq:ORCC) has been recognized for its high growth and product innovation. It is the largest financial technology provider dedicated to the online channel.

  • Clients—Nearly 2,000 banks, credit unions, billers credit card issuers, account receivables management providers and other credit providers
  • Locations—Chantilly, VA (Headquarters), Parsippany, NJ, Princeton, NJ, Atlanta, GA, Bangalore, India and Columbus, OH, Woodland Hills & Pleasanton, CA
  • Employees—630
  • Founded —1989

Markets & Services

Markets & Services

For two decades, Online Resources has provided our clients high quality, profitable financial services through three business lines: bill payment and transaction processing, online banking and account presentation, and consumer marketing and other services. But beyond these services, we offer a unique value proposition that ensures our clients' success:

  • An integrated infrastructure – having the in-house capabilities and a culture of agility to be able to tie together all of the critical components – delivers our clients a superior customer experience, competitive differentiation and maximum value from their Internet and other remote channels.
  • Our unique end-to-end payments gateway – our services are built around this proprietary gateway which uses real-time PIN-less debit and links virtually every U.S. checking account directly to thousands of billers. For our clients, this gateway translates into lower risk, lower cost, and high quality alternative payment methods.
  • • Consumer adoption expertise – our integrated consumer marketing programs utilize print, online and in-person touchpoints to drive adoption throughout the consumer lifecycle. With nearly a decade of experience and millions invested in these sophisticated programs, we have proven time and again that we can maximize the value of the Internet and other remote channels by furthering profitability for our clients.

Online Resources clients' depend on us for the operational excellence, innovation and profitability that make their remote financial services channels successful.

Our Business Lines

For Financial Institutions

Delivering trusted solutions to over 1/3 of the top 50 U.S. banks, and to more than 1,000 community banks and credit unions.

For Billers and Credit Providers

Helping corporations, including 7 of the top 12 U.S. card issuers, provide a full suite of integrated services for consumer and business electronic payment relationships.